Payments - Account Solutions Product Management - Senior Associate/Vice President
J.P. Morgan
J.P. Morgan’s Liquidity & Account Solutions (”L&AS”) - within the Commercial & Investment Bank - works with global clients that present complex cash management needs and operate across multiple countries, currencies, and legal entities, including multi-national corporations, high-growth technology companies, commercial banks, non-bank financial institutions, central banks and broker dealers. Our end-to-end solutions combine Physical, Notional, and VirtualSolution capabilities that enable our clients to achieve visibility, control and optimization of working capital and Third-Party Money (“3PM”).
Job Summary
You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality strategic solutions that resonate with clients.
As a Product Manager in the Liquidity & Account Solutions team, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations.
You are responsible for driving the transformational change agenda of 3PM Virtual Solutions at a global level, from analysing emerging client needs and regulatory developments, to designing and commercializing new products/ solutions. Introducing existing Virtual Solutions Products (e.g., Virtual Account Management, Virtual Reference Numbers) to new geographies, analysing regulatory developments, understanding client’s business models, and anticipating market developments, are core aspects of your role.
A solid understanding of the treasury and cash management needs of wholesale clients (particularly in the Fintech/ eCommerce segment) is beneficial, as well as knowledge of the regulatory landscape in which financial institutions, such as J.P. Morgan, must operate in.
Job Responsibilities
- Develop a product strategy and product vision that delivers value to customers
- Manage discovery efforts and market research to uncover client solutions and integrate them into the product roadmap
- Work closely with the bank’s Legal team to analyse regulations affecting J.P. Morgan (particularly in the 3PM space), uncovering risks/ mitigants associated to products and client segments
- Ensure strong risk & control frameworks are maintained with an ongoing focus on adherence to KYC, AML, Reputation Risk, and other standards
- Work closely with Sales & Product Management teams to support complex liquidity solutioning for global clients
- Identify solutions and capabilities for innovative client segments (i.e., Virtual Asset Service Providers)
- Explore innovative solutions to existing problems across the global Account Solutions team
- Foster an understanding of how Virtual Solutions’ products integrate with the wider Liquidity & Account Solutions offerings of the bank
Required qualifications, capabilities, and skills:
- Relevant experience in Financial Services, Consulting/ Strategy, or Product Management roles
- Advanced knowledge of the product development lifecycle, design, and data analytics
- Proven ability to lead product lifecycle activities, including discovery, ideation, strategic development, requirements definition, and value management
- Ability to develop viable strategies to grow the overall business with this client set, as well as take pragmatic steps to execute such strategies
- Excellent analytical, problem-solving, and quantitative skills; innovative thinking and the ability to digest complex regulations and legal documentation is a must
- Self-starter with strong networking and interpersonal capabilities, with proven ability to influence stakeholders
- Ability to navigate across large organizations to get things done and broker information across the firm; capable of forming strong partnerships and work in environments where there are multiple, overlapping stakeholders
- Solid background in presenting and communicating to senior stakeholders is required
- Organized, self-motivated and able to work in collaborative team environment
- Advanced knowledge of PowerPoint and Excel skills; attention to detail is critical
Referred qualifications, capabilities, and skills:
- Vast knowledge in Payments and Liquidity products
- MBA and/ or CFA
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
As a Product Manager, you are an integral part of the team that innovates new product offerings!
