Credit Risk Support Analyst
J.P. Morgan
IT, Customer Service
midlothian, uk
Join our Credit Middle Office Team and partner with lending and credit teams to support Private Banking and Wealth clients.
As a Credit Risk Support Analyst within the Credit Middle Office, you will support the end-to-end credit lifecycle for Private Banking and Wealth Management clients. You will work closely with Lending Advisors, Credit Executives, Underwriters, and Mortgage Solutions teams to deliver accurate, policy-compliant credit operations and data management. You will work within a team responsible for facility set-up and renewals in credit systems, credit portfolio maintenance, and high-quality data entry, validation, and reporting in line with Corporate Credit Policy, as well as credit risk monitoring and providing subject-matter expertise for targeted projects.
Job responsibilities
- Set up and maintain credit lines in corporate and Private Banking systems in accordance with Credit Policy.
- Support Credit Portfolio Management, including annual reviews, exception monitoring, and data maintenance.
- Produce and manage Credit Risk and Regulatory Reporting, including ownership of the Master CRRT.
- Maintain critical client credit data across corporate systems with a high degree of accuracy.
- Investigate and resolve ad-hoc credit-related issues raised by Credit Executives or Capital Advisory.
- Identify and propose process improvement and re-engineering solutions to address breaks and inefficiencies.
- Partner with business stakeholders to implement system, policy, and procedural changes in line with Change Control standards.
- Contribute to strategic projects and initiatives.
Required qualifications, capabilities and skills
- Demonstrated experience in credit, middle office operations, or financial services support.
- Strong analytical skills with close attention to detail and proficiency in Excel (formulas, data analysis).
- Solid understanding of credit concepts and lending products.
- Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
- Skilled communicator—written and verbal—across all levels and geographies.
- Control mindset with the ability to develop sound business judgment and risk sensitivity.
- Proficiency in MS Office.
Preferred qualifications, capabilities and skills
- Experience with Alteryx, Python or Tableau.
- Prior experience in credit, lending, or middle office operations.
- Risk experience within a Wealth Management institution.
J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
Support end-to-end credit lifecycle for Private Banking and Wealth Management EMEA clients.
